A qualified charitable distribution from an IRA is a good way for IRA owners age 70½ or older to support our work. It’s easy to do.
Consider the life income option
IRA owners age 70½ or older may also choose to make a one-time, tax-free IRA distribution of up to $54,000 (in 2025) to create a new charitable gift annuity (CGA) or a charitable remainder trust (CRT). The distribution counts toward your RMD if one is due. This is an option worth considering if you want to make a gift from your IRA and establish a new income stream.
Note that spouses may contribute up to $54,000 each (in 2025) from their individual IRAs into a single CRT or a joint-life CGA. Payments may only go to you and/or your spouse.
Please contact us to learn more about planning and completing a qualified charitable distribution, or click here to calculate your required minimum distribution.
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